Simple and Low Cost Investment Strategies

Warren Buffett has recently stated that he would be willing to donate one million to a specific charity as a wager if he was able to achieve a better investment returns then a group of hedge fund managers.The donation of one million is a large lump sum of money and can easily hold the attention of any charity or individual. Buffett stated that he would only donate this amount of money if his belief in Passive Index Fund investing was false.

Tim Armour has made a statement that he feels Warren Buffett is correct in regards of how expensive funds can short change investors. He supports Buffett’s commitment to low cost investments that are simple. Mr. Buffett has an approach that has proved itself over and over again for many decades. He believes in bottom up investing and rigorously analyzing companies and focuses on how to build a durable portfolio and Tim on Facebook.

Mutual funds can offer poor long-term returns, however the risks behind Passive Index Investments are typically unknown to the investor and it can also offer a higher risk.In some ways Tim Armour disagrees with Buffett in regards of his views. He feels that it is not just about the funds being closely indexed but more about if the funds are being managed correctly and how high the expenses can be for the investors and more information click here.

One of the downfalls for a fund is its high expenses. Tim states that if managers would actively buy in and assist their clients in moving their investments towards a lower expense rate than the investment would be more successful and beneficial to the investors.By taking this approach the money is not being wasted and it offers the hedge fund managers a way to actively show interest in the fund itself and learn more about Tim.

Tim Armour received his bachelor’s degree at Middlebury College in economics and he currently lives in Los Angeles where he works at Capital group. Tim believes that investments that are simple and low are the best for a long-term basis.

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Vincent Parascandola: A Financial Professional


Success in the financial management sector requires more than qualifications. Experience in the operations within the industry is a recipe for success. Such a person who has all it takes to succeed and bring success to others is Vincent Parascandola. He has a deep insight into the industry operations and trends. His experience spans over three decades working with big companies.

Vincent Parascandola is a senior financial professional executive VP and at AXA Advisors. This is a broker-dealer firm with over 5,350 representatives countrywide. Parascandola specializes in recruiting, producing and retaining of financial professionals. He also manages all the sales developments. A graduate of Pace University in Bachelors of Science, Parascandola has over 17 years in the financial industry. Mr. Vincent also holds a Municipal Securities Principal Examination certificate.

His career started back in 1987 working at Prudential as an agent. While at Prudential, he was named National Rookie of the Year. This motivated him to work much harder. In 1990 he moved to MONY Life Insurance Company where he attained various regional managerial positions. Parascandola then joined AXA Advisors in 2004. While new at AXA he co-managed the company’s New York Metro Branch before becoming president of Advantage Group. Mr. Parascandola manages over $18.5b Company’s portfolio.

A highly regarded leader, Parascandola has numerous management awards to his name. Such awards include GAMA’s Career Development and Master Agency Award. He is a motivational speaker who regularly speaks at conferences and industry events. He has also held financial industry securities registration for over 17 years and is subject to FINRA and SEC oversight. He is a big player in AXA’s success. AXA offers financial services ranging from investment managements and global insurance. The company operates across the world, and it has helped people and businesses take manageable baby steps towards their financial success.

The company also engages itself in social, philanthropic activities whose main objective is to carry research on alleviating suffering. The firm has a Research Fund, created in 2008 to help understand risks affecting the environment and human life and find solutions to such risks.

Patty Rocklage is the Marriage & Family Therapist Who Feels for Her Clients

In these fast-paced times, where one is every so often extremely busy trying to find a work-life balance, there might be occasions when one feels that one’s marriage and family life is coming apart. One might go to marriage and family therapist to resolve things out, but for that to happen, you must go to the right one, who feels for you and more information click here.

That is exactly the kind of person Patty Rocklage is. This USC graduate has made a name for herself over the past twenty years counseling individuals, couples and families with deep empathy and the resolve to provide them with workable solutions to their problems. In her work as a psychotherapist in the Great Boston Area, she has earned an excellent reputation both for her professional skill and personal style of communication, from all of her clients.

There are so many people out there-individuals, couples, and families who are overwrought by their life’s struggles and need professional assistance to get a grip on their selves and work toward improving the quality of their lives. This is where Rocklage with her top notch qualification and years of professional experience has been able to make quite a significant difference to the lives of a large number of people.

What’s particularly noticeable about her is that her skills go beyond conventional therapy, but include the ability to do team building, community outreach and of course coaching. This has stood her in good stead in the performance of her professional duties in the sense that she can have a more nuanced understanding of the issues confronting her clients in their daily lives and resume her.

Lives in the second half of the 21st century are far more complex and uncertain than it has been in the past with new age social mores and a radical change in the way people work and socialize. Consequently, individuals, couples, and families are coming under increasing amounts of stress. It is against this backdrop that the skills of psychotherapists like Rocklage become so incredibly important. It is indeed fortuitous for the Boston area to have a senior professional like her work in their midst.

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Why You Should Own No-Poo Shampoo

Cleansing conditioners have been recently popularized by the beauty industry, and they often go by the name of “no-poo shampoos”. Due to their formula that doesn’t give a lather, as well as the fact that they aren’t made with harmful chemicals such as sodium laureth sulfate, the hair’s natural oils are protected in the washing process.

The benefit of keeping the hair’s natural oils (instead of washing them down the shower’s drain), is that these oils help keep the hair both strong and healthy, resulting in less breakage and nicer hair. WEN by Chaz has created one of the most buzzed about cleansing conditioners, which has quickly made its way into many men and women’s homes.

WEN by Chaz is a hair care company that was created by Chaz Dean. Leading the hair care industry with passion and ambition, Chaz set out to make a hair care product that was both fresh, as well as high quality. Dedicated to making his company’s products the best of the best, Chaz Dean kept revising his cleansing conditioners until they met up to his expectations. Knowing that the hair industry needed a product that would wash the hair yet keep it healthy, while also understanding that the typical shampoo followed by conditioner process wasn’t what he envisioned, Chaz Dean created a product that has set a new standard for hair care, which is hair that is clean and conditioned with only one simple step.


Dick DeVos – Well-Known Social Activist and Philanthropist in the United States

For years, Dick DeVos has worked actively in building better communities, helping underprivileged children and families, and supporting various social and welfare causes. Dick DeVos and his wife Betsy DeVos are known as one of the most influential and powerful philanthropists and social activists in the United States and are attached to many independent organizations and charities. Dick and Betsy DeVos also have a family foundation of their own, named Dick and Betsy DeVos Foundation. Betsy DeVos presently serves as the Education Secretary under the administration of the United States President, Donald Trump. Dick and Betsy DeVos has championed the cause of education reform in the country for long, and support many educational as well as social activists organizations that aim to help the cause of education reform in the country.


Dick DeVos and Betsy DeVos in a recently held interview disclosed that they had donated close to $139 million in their lifetime, and the total contribution made by wealthy DeVos family run into billions. The couple aims to make a difference in the areas they are working for through years, and firmly believe that with dedication, determination, and consistency, they would be able to make the much-needed difference. Dick DeVos, and his wife, strongly feels that the education system of the United States is not on par with other modern countries, and needs some major changes to help the students get the quality education they require and deserve. It is what would help craft the future of the country, and so they feel that some of the reforms they have been raising voices for are much needed.



Dick DeVos is the son of the wealthy American businessman, Richard DeVos, who is popularly known as the co-founder of Amway Corporation. Amway Corporation is one of the largest consumer products manufacturing companies in the world and operates in many countries globally. Dick DeVos joined his father’s company in 1974 and started with a low-level job as his father wanted him to understand the business culture and management of the firm from the ground up. He continued working for Amway Corporation at various positions for the next ten years when finally he was promoted to the post of the Vice President of Amway Corporation.



As Vice President of Amway Corporation, Dick DeVos managed the company’s business in 18 countries. He helped multiply the business of the company drastically in the countries he was responsible for. However, with the family inherited entrepreneurial spirit, he soon left the family business to start Windquest Group, which manufactures and supplies storage organizers of different types. Dick DeVos is associated with many organizations and charities and is also a member of the Michigan Chamber of Commerce. He is also the founder of the famous Michigan Aviation Academy.

Anthony Toma Interviewed about Nine9

UN Agency Nine9 is the company under the leadership of Anthony Toma that is revolutionizing the way actors and models are being represented today. The CEO, Anthony, in an interview reveals how he has been able to make it in the highly competitive entertainment industry. Toma has been working with industry leaders and helping anyone confident enough to display their talent find their footing in the entertainment industry.

On the issue of where the idea came from, Toma explained that the concept of the UNagency was conceived when he was working in the grocery industry. He was looking for a business franchise in the food industry that had structured business models when he stumbled upon a modeling and acting related franchise in Orlando. When the franchise went under, Toma decided to open his own company with the information and experience he had gathered. This is how the Nine9 came into existence.

Toma’s typical day starts with getting his kids ready and dropping them at school. He fires up when playing with the kids on their way to school. He listens to motivational audio books when headed to the office, once at work he handles his schedule, which includes answering emails, attending to social media, meet up with the team, and sometimes attending corporate meetings. He gets his ideas by discussing with his staff and allowing them to critique him.

The trend that excites Toma most is the business evolution. He is excited by the fact that you do not need to own millions for you start a business. It is, therefore, incredible for any person with the will and desire of starting something from an idea and growing it into a fully-fledged business and its resume.

About Nine9
The Nine9 has a clear mission, which is to transform the lives of models and actors. The company provides the necessary tools that these experts need to succeed in the entertainment industry. They offer numerous opportunities ranging from TV, music videos, runaway, and promotional castings among others.

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Tammy Mazzocco’s Life and Contributions to the Real Estate Industry

Tammy Mazzocco is a licensed realtor who has been in business since 1995. Tammy sells residential real estates in county areas in Central Ohio, Delaware, Licking, Franklin and Fairfield. Her career kicked off when she was given the position of a secretary at a commercial real estate company known as The Edwards Realty Company. There, she worked alongside a group of 9 commercial agents who were headed by Mike Zelnik who is also a vibrant commercial realtor. For the next 7 years, Mazzocco worked as a condominium manager at the Scotland Yard Condominiums. It was during this time that she was registered as a real estate agent; this was after the recommendation of her manager, Ken Cook, who was the owner of Cook Realty. Ken was the man behind the rise to success of Tammy as he mentored her during the earlier periods of her life.

Thereafter, Mazzocco joined the T & R properties where she served as the multi-site property manager responsible for an office warehouse complex and a multi-site property manager. She would later become a registered personal assistant for Joe Armeni, a top RE/MAX producer in the Columbus, part of the Victorian Village. In 1999, Tammy made the decision to fully venture in the real estate business, having learned a lot from Joe Armeni. The following year, she joined the team at Judy Gang & Associates, which was located at Pickerington in Ohio. She was attracted by the profound influence of Judy Gang who up to now remains not only a friend but also a mentor and inspiration.

The Lure Lounge had an interview with Tammy in which she brought to the light some few aspects about her life. Her typical day begins with some light exercise and meditation amid snubbing of activities that make her unhappy. After that, she can now start opening emails as well as getting on the phone. She revealed that the only way she made her ideas to materialize was through intense research, brainstorming and having a proper business plan, which is broken down into achievable action steps. In an article on Bitsylink, she also expressed her fascination in doing business by interacting with live customers who had made contact through telephone. Her message for anyone looking to venture in this business was to completely eradicate fear, although she admitted that her biggest challenge was that she was a little shy. However, she learned to work around it and be able to get pre-qualifying information from clients. More info can be found on Spokeo.

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Adam Goldenberg Offers Convenience with TechStyle

Adam Goldenberg is all about helping people out and providing more convenient options for them. That is the key to his business and something that he consistently strives for to make sure that things are going the right way for the business. He knows that, without offering convenient options, he would never be able to have the type of business that he currently has. He also knows that it is necessary for people like him to keep up with trends and make the changes that they need to keep their business relevant and to also keep it as convenient as possible when they are in different situations.

One of the most evident things about the convenience of the company and the way that Goldenberg has tried to make changes to keep up with trends is in the name of the company. It hasn’t always been called TechStyle. Goldenberg changed the name to reflect what the company does and to also let people know that there were changes that they could enjoy based on the opportunities that they had in different situations. Goldenberg felt that it was necessary that he make these changes and name the company something that would show people what they could get out of the company.

Read more: TechStyle CEO Adam Goldenberg Talking Name Change on CNBC

Under the umbrella name of TechStyle are companies like JustFab and Fabletics. They are both companies that offer subscription services to people who are doing more with what they have and are made for people who just don’t have the time to traditionally shop. He wants to make sure that everyone is getting the chance to be able to enjoy the options that they have. It is something that he sees as a necessity for the company and something that he does to make sure that people are getting what they can out of the company.

Because of the way that things are going and because of the options that Adam Goldenberg has implemented, the companies have been able to be really successful. According to, they have branched out onto different sales platforms and have even been able to make more money for the owners. The customers love all of the options that they have when buying from each of the brands. Whether they are shopping online at Amazon, are using the subscription services or even visiting one of the major flagship stores that Fabletics is in, they are getting the most convenient option for them.

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Do Good Institute; Merging Higher Education With Volunteer Work And Philanthropy

Whenever higher education and philanthropy meet, the results are a transformed society. After a successful sale of the Atlanta Hawks, former owner of the NBA team has chosen to focus on creating an impact on communities through philanthropy.

Through the delivery program, Do Good Initiative, Bruce Levenson has made significant steps in helping people. The program has its home at the University of Maryland and is determined to introduce undergraduate students at the University to a world of philanthropy and volunteering. The project’s primary objective is molding new crop non-profit business leaders whose impact in the society will make the world a better place.

Speaking to PR Newswire in an interview, the proprietor Bruce Levenson attributed the failure of various noble causes to the lack of basic business skills required to run them. People at the top of charitable causes fail to achieve their objectives because they do not have necessary prerequisites in business.

Bruce took the program to the university together with his spouse Karen. The program has attracted over $75 million in funding. The inaugural training session offered students a chance to allocate $10,000 to a charity of their choice and draw lessons from experience.See,

Bruce Levenson is a committed philanthropist who believes in taking an active role in making the world a better place. Together with his wife, they run operations of their charities.

Bruce loves playing basketball and golf during his free time. He enjoys traveling and new adventures. The businessman has homes in both Atlanta and Potomac, Md. He is an alumnus of the Washington University in St. Louis and the American University. He has a professional background in both media and law. Bruce once worked as a media personnel for the Washington Star.

Levenson is also one of the proprietors of the United Communications Group, an enterprise that is a one-stop shop for information about companies across the different economic sectors.

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Eric Lefkofsky ‘s Effort in Tempus

Tempus is an organization started by Eric Lefkofsky, the company has currently decided to give information to doctors from the University of Chicago that entail enhancement of the treatment of breast cancer. Tempus has explained how they are going to diagnose data from almost 1000 patients who are suffering from breast cancer and therefore the physicians are going to have an ample time finding forms that will show the reaction of the patients. The doctors together with Tempus have the objectives of accomplishing the best solutions for treatment by the data that they are examining.

Dr Olufunmilayo Olopade is the professor of human genetics and medicine; he is pleased to have a collaboration with Tempus to carry out the important job on finding the best treatment of breast cancer. He also aims in assisting the company in the implementation of the largest data treatment in breast cancer which is clinically polished. The company, Tempus majors in machine learning and genomic numbering in the aim of helping doctors in determining the best time and treatment.

Eric Lefkofsky is the co-founder and CEO of Tempus. The organization has established a great system that is responsible for the fighting of cancer. Other than Tempus, Lefkofsky is the founding partner of Lightbank, a company that specializes in technology investment. Moreover, Eric is a co-founder and chairman of Groupon and also the founding partner of Uptake Technologies. Eric Lefkofsky graduated from the University of Michigan as well as attained a Juris Doctor from the University of Michigan Law School. Click Here for more details .

Together with his wife Liz, Eric founded the Lefkofsky Family Foundation in the year 2006. This is a charitable organization that has its members dedicated to growing innovations that will enhance the lives of the people in the community. Other charitable places and companies that he is a member include; Lurie Children’s Hospital where he is among the Trustees, The Art Institute of Chicago, The Museum of Science and industry and World Business Chicago. Eric also spares his time to be an assistant professor at the University of Chicago. Furthermore, he is the author of Accelerated Disruption. for more .